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Take these steps to set financial goals for your family in 2025 — and reach them

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Outside the Box

Opinion: Take these steps to set financial goals for your family in 2025 — and reach them

How you and your partner can make saving easier, spending harder, and teamwork second nature

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Many couples are setting financially focused New Year’s resolutions with hopeful optimism: save more, spend less, and finally get that debt under control. Yet research shows that 23% of them will quit their resolutions by the end of the first week, and 43% will stop by the end of January.

There’s a myth that saving money or reducing debt are only challenges for couples barely scraping by, but that’s not true. Almost one in three households in the top 10% of income earners owes credit-card debt. 

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